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Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by artembugara on Thursday November 26, 2020 @07:24AM (#25219352)
I'm not American but go bankrupt will affect your entire life in the US.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by me_me_me on Thursday November 26, 2020 @11:49AM (#25221530)
if you are poor and cannot afford anything then yes, you go bankrupt and good luck with getting a credit for an icecream.

But otherwise you use bankruptcy as a bargain card. Because nither side wants to go there.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by ryanbrunner on Thursday November 26, 2020 @07:40AM (#25219485)
I don't think they were saying to actually go bankrupt, just to threaten the bank with the possibility of getting nothing out of you.