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Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by artembugara on Thursday November 26, 2020 @07:22AM (#25219338)
It's capitalism. No one makes you pay. You can do your stitches yourself. Or, try to find a cheaper hospital.

I know it's more complicated than that but everything has its cost. $19k is the cost for the US stitches and anesthesia.

Edit: I'm not a fan of this system but it works. Isn't the US the #1 medical care quality country?

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by MaxBarraclough on Thursday November 26, 2020 @07:32AM (#25219429)
> You can do your stitches yourself

You cannot. We're talking about anesthesia and stitches for a child. Even if it were legal to do these procedures without a medical licence, which it absolutely isn't, it would still be a terrible idea, even if you could get your hands on the right supplies.

> try to find a cheaper hospital

We're talking about emergency medical treatment for a child. You think there's time to search around for the best price?

> Isn't the US the #1 medical care quality country?

Absolutely not. The WHO ranks the USA as 37th out of 191 countries: (PDF) https://www.who.int/healthinfo/paper30.pdf

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by el_don_almighty on Thursday November 26, 2020 @09:02AM (#25220075)
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by MaxBarraclough on Thursday November 26, 2020 @09:27AM (#25220250)
I'm not certain what your point is here. You can buy veterinarian training equipment online, but so what?
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by true_religion on Thursday November 26, 2020 @10:53PM (#25225426)
It’s likely a local anasthetic and simple stitching. Both of these can be found in normal first aid kits, so I would bet that you can legally use it at home.

Even in the hospital, this work was probably done by a nurse with a 2 year degree. You can go to any clinic and have it done. If the kid were at summer camp, they would have probably had the staff nurse do it.

Emergency rooms are both overkill for this, and happily overcharge as well.

We are all talking as if the hospitals performed a dangerous complex procedure and saved the kids life. If so, then isn’t 19,000 a small price to pay? If not (and it’s a simple task as I believe) then why did they charge so much?

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by MaxBarraclough on Friday November 27, 2020 @05:08PM (#25232993)
> Both of these can be found in normal first aid kits

Neither are found in a normal first aid kit.

> I would bet that you can legally use it at home

No, suturing is a surgical procedure.

> this work was probably done by a nurse with a 2 year degree

I'm not a medic, but from what I can gather online, suturing is considered an advanced specialised skill for nurses.

> If the kid were at summer camp, they would have probably had the staff nurse do it.

I doubt it, even with a qualified nurse on site. No summer camp wants a reputation for being reluctant to take injured children to the emergency room, neither do they want liability.

> Emergency rooms are both overkill for this

Does any first-world country agree with you on this? As far as I'm aware suturing is always treated this way, it's not just for-profit medicine and artificial gatekeeping.

> We are all talking as if the hospitals performed a dangerous complex procedure and saved the kids life

It's routine emergency medicine. Nothing more, nothing less.

> If so, then isn’t 19,000 a small price to pay?

No, it's absurdly inflated.

> If not (and it’s a simple task as I believe) then why did they charge so much?

Because they could. There's a deep power imbalance at play. You can't go price-shopping when your child needs emergency treatment. You might know going in that medical expenses are the top cause of personal bankruptcies in the USA, but you can't haggle. You won't even know what you owe until after the fact.

Brits like myself are generally horrified at the way American medicine is run. This kind of thing simply doesn't happen in the UK. (That's not to say our healthcare system is perfect, of course.)

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by true_religion on Sunday December 06, 2020 @10:41AM (#25324187)
I don’t really know what to say except that your experience doesn’t match mine.

I could look up research articles on best practices but I often find that those things just pay lip service to what we are “supposed” to do and not what actually happens.

Also I take exception to this notion that unless your country has economic power in the top 20 of the world, then whatever practices you have has no value.

Extreme specialization is a byproduct of rich economies but that shouldn’t be confused with it being a good practice in all cases.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by artembugara on Thursday November 26, 2020 @07:41AM (#25219492)
> We're talking about emergency medical treatment for a child. You think there's time to search around for the best price?

Exactly, this child got the emergency treatment. His dad wasn't asked to pay 19k upfront.

I write all this because I was born in a country where all medical treatment is free for everyone.

Guess what? It's super low quality. Doctors got paid less than in McDonald's. If you have a serious problems you literally have to search for a right doctor. It might be someone not even in your large town. And, you pay upfront! So, I'd rather live broke than die because no one even treats me.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by Delk on Thursday November 26, 2020 @08:37AM (#25219887)
I'm sorry the quality was so poor in the country you were born in, but that doesn't necessarily mean that it's (only) because the service was free (there could be other reasons), or that poor quality is a necessary consequence of healthcare being paid entirely or mostly with public funding.

Public healthcare isn't entirely free where I live, but the fraction of the cost paid directly by the patient is small enough that it qualifies as mostly free to most people. Complaining about public healthcare almost seems like it's a national sport, and it's true that you can get shorter queues and faster response in non-emergency cases if you go private, but the quality of public healthcare as a whole still doesn't suck, and especially emergency care and treatment for serious conditions is still pretty good.

Doctors get paid less than e.g. in the U.S., but they're still among the most well-paid professions.

What I think leads to disaster is if funding to public healthcare is poor and the quality is low, which leads to people not appreciating the service and thus towards further devaluation of the public system, which becomes a vicious cycle.

It may also make sense to not have healthcare entirely free so that people don't start going to see a doctor too easily for reasons not requiring a doctor, but I think a system where it's potentially way too expensive does at least as much damage.

I don't claim to know what happened in your country of birth, but there could be factors other than just free healthcare.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by hnlmorg on Thursday November 26, 2020 @07:49AM (#25219560)
I'm sorry to read that but just because that system sucked it doesn't mean the US system doesn't also suck. Other countries have better healthcare systems both in terms of cost and actual quality of service. America should be modelling themselves after the best in the world rather than comparing themselves against the worst and saying "at least we're not that bad"
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by tokai on Thursday November 26, 2020 @07:47AM (#25219538)
There is a middle ground between the two dysfunctional extremes that works well in a lot of countries.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by MaxBarraclough on Thursday November 26, 2020 @08:18AM (#25219773)
It's not a just matter of finding a 'golden mean' on the spectrum of nationalisation/privatisation, there's another dimension: competence of execution.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by hnlmorg on Thursday November 26, 2020 @07:42AM (#25219496)
> $19k is the cost for the US stitches and anesthesia.

No it's not. $19k is what that hospital arbitrarily chose to charge for stitches and anaesthesia. What it actually cost the hospital was significantly less. Several orders of magnitude less I'd wager.

The fact that the insurer was able to negotiate a payment of ~36% (less than half the original price) and the hospital still had enough margin to be profitable should be telling.

> I'm not a fan of this system but it works. Isn't the US the #1 medical care quality country?

No. Not even remotely. It's 36th in the world as ranked by WHO. It is, however, ranked #1 in the world for the most expensive healthcare system. And by some margin too. I don't consider that a placement to be proud about either.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by PeterisP on Thursday November 26, 2020 @07:46AM (#25219532)
The whole point is that $19k is not even close to the cost of doing stitches for a kid. It's a simple procedure that takes half an hour of doctor's work and the same from some assistant; if you need a million-dollar-per-year specialist for that, even then their work costs less than a $1000; double it for overhead/facilities and youŗe at $2k (instead of $19k) for a very conservative estimate (private nonsubsidised facilities in high cost of life parts of Europe would offer to do for much less for uninsured foreign patients and still make a healthy profit on that).

$19k represents a ridiculously inflated markup that's not even in the ballpark of what the costs are, even in USA. Things like liability insurance etc add some extra costs, but not nearly enough so that tenfold increase would make any sense.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by HatchedLake721 on Thursday November 26, 2020 @07:32AM (#25219422)
"While the United States spends more on health care than any other country, we are not achieving comparable performance. We have poor health outcomes, including low life expectancy and high suicide rates, compared to our peer nations. A relatively higher chronic disease burden and incidence of obesity contribute to the problem, but the U.S. health care system is also not doing its part. Our analysis shows that the U.S. has the highest rates of avoidable mortality because of people not receiving timely, high-quality care..."

"First, greater attention should be placed on reducing health care costs. The U.S. could look to approaches taken by other industrialized nations to contain costs, including budgeting practices and using value-based pricing of new medical technologies. Approaches that aim to lower health care prices are likely to have the greatest impact, since previous research has indicated that higher prices are the primary reason why the U.S. spends more on health care than any other country..."

https://www.commonwealthfund.org/publications/issue-briefs/2...

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by jokethrowaway on Thursday November 26, 2020 @07:40AM (#25219486)
The states are riddled with obesity, depression and overworking - still I think health care should be evaluated on the actual structures and services available, not on aggregates statistics that depend on a lot more.

My wife on NHS (UK) gave birth on a sofa with pretty much no equipment - and they conveniently missed the time when epidural could be administered. Waiting times are bonkers. And NHS was touted as a best system in the world in 2018.

It's just political propaganda if you ask me.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by hnlmorg on Thursday November 26, 2020 @07:55AM (#25219611)
Who touted the NHS as the best in the world? UK's own politicians? The same guys who under-fund the NHS year on year? The same guys who are trying sabotaging it so they can privatise it?

The NHS is a great institution but the UK government seem hell bent on destroying it while passifying their voters with misleading soundbites about their investment in it.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by arethuza on Thursday November 26, 2020 @08:22AM (#25219790)
The Commonwealth Fund

https://www.commonwealthfund.org/

https://www.theguardian.com/society/2017/jul/14/nhs-holds-on...

Seems slightly surprising to me - I would have assumed it would be France or one of the other EU countries.

Edit: I'm a supporter of the NHS but it has been chronically underfunded and had too many management consultants trying to "improve" it over the years.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by orwin on Thursday November 26, 2020 @08:32AM (#25219854)
NHS is clearly not the best HC system when taking into account most factors (18th in the world) https://www.who.int/healthinfo/paper30.pdf
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by arethuza on Thursday November 26, 2020 @08:47AM (#25219960)
The US is at 37 - which is amazing for the richest and most powerful country in the world.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by Obsnold on Thursday November 26, 2020 @09:29AM (#25220267)
That sounds like an awful experience and I’m sorry your wife had to go through that.

I just wanted to add that when my wife gave birth in the UK on the NHS last year she had an amazing experience and the level of support before during and after was incredible.

In general all my experiences with the nhs have been positive. In comparison the only other country I have experience with is Hong Kong where I had a dr laugh in my face when I enquired about a genetic condition I may have inherited.

The nhs is far from perfect and could use improvement. I think it’s just that most other countries are even worse.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by ElDji on Thursday November 26, 2020 @07:30AM (#25219400)
> Isn't the US the #1 medical care quality country?

It depends which indicator you choose ... if you choose life expectancy, the #1 rank turns to #36 :

https://en.wikipedia.org/wiki/List_of_countries_by_life_expe...

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by kome on Thursday November 26, 2020 @07:32AM (#25219426)
What makes you think that "the US the #1 medical care quality country"?

Of course, it depends from the indicators you use... Who tried, came up with this:

https://www.who.int/healthinfo/paper30.pdf (World Health Organization - Measuring Overall Health System Performance for 191 Countries)

At page 18 you will find the results. Spoiler: The US are not n.1... not even top 10.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by kyriee on Thursday November 26, 2020 @07:30AM (#25219404)
In absolute terms or in terms average quality of coverage for the population? Because in absolute terms, sure. In real “quality of healthcare”. Most likely not.

The fact that life expectancy in the US is lower (and decreasing too) than any other developed nation is pretty much all you should need to know.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by gerardnll on Thursday November 26, 2020 @07:31AM (#25219412)
You're not a fan but it works for you. Hope you don't find yourself in a bad economic situation.

Also. Is it better to have the best medical care (if it's true) for some or a great system for everyone?

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by adwww on Thursday November 26, 2020 @07:24AM (#25219353)
That might be possible if healthcare companies were upfront about the cost of their services. But I bet you couldn't find an upfront cost for stitches from 3 hospitals in your area.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by the_only_law on Thursday November 26, 2020 @08:19AM (#25219778)
Not only that, I tried to look up pricing prior to an emergency visit. I got a massive excel spreadsheet that was every single name for each codified medical procedure they had. On top of that it’s often not possible to anticipate what all treatment you’ll receive. I was expecting to just receive stitches real quick but ended up in surgery overnight.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by Tepix on Thursday November 26, 2020 @07:29AM (#25219391)
"The #1 medical care quality country"? Is that the medical care quality everyone can afford? That's what matters.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by nkrisc on Thursday November 26, 2020 @07:37AM (#25219459)
How do you propose to find a cheaper hospital when is nearly impossible to get a hospital to tell you how much a procedure will cost before they do it? Nevermind doing that while your kid is bleeding on the pavement.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by pushswap on Thursday November 26, 2020 @07:33AM (#25219435)
The idea that this is a free market system is patently false The cost is not $19k , it is whatever the billing department decides to surprise the patient with.

The medical care quality isn't relevant to the point, but it is dependent on how you want to measure it. If getting basic care to your citizens at an affordable cost is any important metric , then the US fails miserably.

I never goto the ER even if I need to anymore. I'm too busy paying off my $30k bill for a single EKG.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by egsmi on Thursday November 26, 2020 @07:40AM (#25219487)
> The idea that this is a free market system is patently false The cost is not $19k , it is whatever the billing department decides to surprise the patient with.

Totally agree. And even if the billing department could tell you the price, which they can’t, is the dad supposed to call around for quotes while the kid bleeds?

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by mickotron on Thursday November 26, 2020 @04:03PM (#25223510)
Free market and competition relies on the consumer being able to make an informed choice. How can they if there are no published prices, and then no way for these entities to compete?

It is designed this way like a cartel, inflate prices, nothing free market about it.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by chrismcb on Friday November 27, 2020 @04:24AM (#25226908)
But it isn't capitalism, at least not a free market. While you may have a limited choice on what hospital you can go to, good luck with getting a price beforehand. This problem occurs because of the parasitcle nature of health insurance and the hospitals, and that you are pretty much required to have health insurance. Once the government mandates it, you are losing the capitalism. And there is a lot of corruption and Negligence between insurance and hospitals
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by 8f2ab37a-ed6c on Thursday November 26, 2020 @07:47AM (#25219537)
This isn't a free markets issue, this is a prime example of crony capitalism.

To paraphrase Marc Andreessen, with free markets and competition, you now can buy an amazing giant 65" 4K LCD TV with all of the latest greatest features for barely $500. Stuff gets better, cheaper, and more convenient for the consumer, while the companies duke it out to get ahead.

But when things get overly regulated, subsidized, or effective cartels are formed, you end up with situations like monotonically rising US healthcare costs, monotonically rising US housing costs and monotonically rising US college costs.

This isn't an issue of too much free market competition.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by bregma on Thursday November 26, 2020 @08:16AM (#25219758)
That's not capitalism, that's libertarianism. The two are not really related, just confused by some biased media. Much the the American concept of 'socialism'.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by VBprogrammer on Thursday November 26, 2020 @07:26AM (#25219368)
If that is capitalism then capitalism can go get fucked in my opinion.

Honestly, we're not talking about having a wart removed here. It's basic medical treatment for a child. That should be beyond reproach in any civilised country.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by arethuza on Thursday November 26, 2020 @07:30AM (#25219402)
"Illness is neither an indulgence for which people have to pay, nor an offence for which they should be penalised, but a misfortune the cost of which should be shared by the community."

https://en.wikipedia.org/wiki/Aneurin_Bevan

NB Of course, it is perfectly possible to disagree with this view, it just happens to be something I personally strongly agree with.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by kryogen1c on Thursday November 26, 2020 @07:39AM (#25219472)
> If that is capitalism

its certainly not free market capitalism. part of the problem is that the government makes it illegal to turn away ER patients. maybe you think thats moral or maybe you dont, but the point is that an ostensibly free market becomes corrupted with outside influences like this. you cant create a system designed for the free market to be the mistake fixer and then make the market not free and not expect bad mistakes.

i think this is the greatest failure mode for america: pretending non-free markets are free. in some cases, its the worst of both worlds by a very large margin.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by VBprogrammer on Thursday November 26, 2020 @12:43PM (#25222063)
I sometimes wonder if this argument is an example of the "no true Scotsman" logical fallacy. No matter how little regulation is imposed on a market someone will still find some example to point to and say "if only we weren't subject to such awful regulation the market would be free and everything would work perfectly".
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by TeMPOraL on Friday November 27, 2020 @03:21AM (#25226544)
The very concept of such idealized free market is a red herring. It doesn't exist in human societies (the closest is what you have between criminal gangs and during civil wars). There is no market in isolation from politics.

It's kind of like wanting to talk about electric field around a charge while pretending the magnetic field isn't a thing. Much like physicists noticed that electric and magnetic fields form a common entity together, perhaps it's time more people recognized that market and governance are just as much intrinsically intertwined. Either one needs the other to exist in any but most degenerate form. And both actively try to influence each other.

Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by artembugara on Thursday November 26, 2020 @07:30AM (#25219403)
Agree, but I think that the US can decide for themselves. It is a democratic country where people (majority) have the power.
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by meheleventyone on Thursday November 26, 2020 @07:38AM (#25219464)
Largely when polled the people are in favour of single payer healthcare so what gives if you believe that to be the case?
Re:A Kid, a Minor Bike Accident and a $19,000 Medical Bill by jokethrowaway on Thursday November 26, 2020 @07:34AM (#25219445)
I disagree.

This is not capitalism but government meddling and third party payer inflating prices.

Sure, the USA is one of the best medical care systems in the world (and it's definitely better quality than any public service you will find in Europe) but it doesn't cover cheaper services.

Under an unregulated market, with pure capitalism, you would see cheaper, smaller hospitals pay-as-you-go or via cheap insurances.