Ask HN: What are some small, internet products/services that you wish existed?

Re:Ask HN: What are some small, internet products/services t... by zanmat0 on Wednesday November 18, 2020 @04:18PM (#25142577)

As a part of online banking, being able to spawn temporary pseudo accounts, where I could transfer, say $150 a month over 6 months to cover an upcoming one time payment of an auto premium for example.

You would get the benefit of prepayment discounts and an accurate financial picture when looking at your main account.

I think some semblance of this exists for certain online banks but I have enough momentum with my current bank that I wouldn't switch just for that.

[ Parent | on HN ]

Re:Ask HN: What are some small, internet products/services t... by davchana on Thursday November 19, 2020 @12:59AM (#25146679)

I am using similar thing with two checking accounts & an excel sheet.

Account A gets all salary in. Account B is expenses. Zero Balance. Excel sheet has column for each expense, like Insurance, Phone, Internet, Car, etc. If I need to put $100 for Car, I send it to Ac B, & make an entry in Sheet with first column as Date, & Car's column as =100. When over time I spend that $100 or anything from that account, I log it as =-100. Kind of envelopes.

[ Parent | on HN ]

Re:Ask HN: What are some small, internet products/services t... by sombremesa on Wednesday November 18, 2020 @11:09PM (#25146139)

> You would get the benefit of prepayment discounts and an accurate financial picture when looking at your main account.

I've been using YNAB for a few months and it's perfect for this. I used to park large sums in different places to keep track of what was what, but since I just track it all in YNAB now I can happily park most of my cash in a HYSA.

It pays for itself!

[ Parent | on HN ]

Re:Ask HN: What are some small, internet products/services t... by toomuchtodo on Wednesday November 18, 2020 @07:55PM (#25144921)

https://privacy.com

[ Parent | on HN ]