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A comment on Lax oversight allows Chicago police to avoid turning on their body cams. Parent comment

Re:Lax oversight allows Chicago police to avoid turning on t... by JumpCrisscross on Monday November 16, 2020 @06:16PM (#25118339)
> personally paid malpractice insurance

Money is fungible. Even if the union doesn’t negotiate this insurance on a group level, passing along the premium could be quite easily baked into contract negotiations.

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Re:Lax oversight allows Chicago police to avoid turning on t... by emiliobumachar on Monday November 16, 2020 @06:58PM (#25118701)
Yes, on average. But the cops more at-risk of gross misbehavior, if correctly identified by the insurance companies (big if), would still be priced out of the market.
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Re:Lax oversight allows Chicago police to avoid turning on t... by kjeetgill on Tuesday November 17, 2020 @02:16AM (#25121027)
The difference is that insurance companies can choose not to insure someone. Reputation/history isn't fungible. Presumably they have skin in the game to have actuaries figure out who doesn't get to be an officer.

Not saying it's a good scheme just that there's more at play than just money.

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