This is the correct answer.

If you're a single software engineer, don't come to Helsinki. Go to SV or somewhere where they pay you mid six figures to work your ass off 16 hours a day.

But if you're either too old to find that exciting or have children, Finland is a great place to live. Just the subsidised child care itself will make it worth it. No "college funds" either.

Once you get into the big companies, not all teams are work yourself to bone. Many people work 40 hour weeks (with an hour long lunch included in that time) and have very little to no responsibilities outside of core hours. Vacation time can be quite decent as well. (4+ weeks plus quite a few holidays)

Even the unicorn startups don’t always work you to the bone. Honestly, I see it more like many people who /want/ to do that end up in that position because they want that stuff. It makes them feel like they’re doing something with their life (usually because they have an empty life outside of work).

I mean, think about the effort it takes to get into some of these companies. You don’t do it because you’re just a regular person who wants a well paying job. You’re career oriented - your career dictates your life satisfaction. That’s why you’ll work yourself to the bone - because it’s what you wanna do. This area attracts that mentality massively.

Well, there's also a large cohort that has been told that they should be going to the best schools and getting the best grades and the best internships and the best jobs at FAANG etc. Then they end up writing internal CRUD apps or tweaking ad models to eke out 0.01% more engagement, but they keep grinding because that's all they've ever known.

I'm not sure subsidized childcare covers it.

If you're comparing 3k EUR takehome to a mid-level engineer in the bay area which is probably 15k USD (rolling in bonus + stock), that's 144k USD more per year take home.

Even for 2 kids at $24k per year ($48k total), you can cover childcare and have another ~$100k USD left over.

Child care here is around 250€/month with reduced cost for each kid beyond the first in daycare. Pre-school (Age 6->) is free as is school + school lunches.

Compared to what, a few thousand a month PER CHILD in the US?

Also birth and all pre-natal care etc. is practically free (tens of euros per visit max).

Right, but the difference in take home pay in the US is almost 3x those costs. So you can pay for it all in the US and still come out ahead.

Then we just need to add the amount of monthly insurance costs and it's about even again :)

I would add to this, if you are software engineer in SV and can work remotely with your current company (and keep making SV money or close) - Helsinki is absolutely worth thinking about if you think you would enjoy a Nordic lifestyle!

Great startup/tech scene, close to nature, Finns are fun to hang out with.

Best experienced during the summer, but the 90 day relocation "trial" with everything organised sounds pretty good now too.

Also if you're working remotely, there really isn't a point in moving from another country to Helsinki. It's way too expensive.

For the price of a 1 bedroom flat in Helsinki you can get a hectare of land and a 100m2+ house a bit further up north. You'll still be practically next to Helsinki by American standards =)

That's true, if you want to live a bit more countryside (still within 1hr drive of Helsinki) you'll get a lot more for your money