Yes I can totally agree with this, and it can be amplified by your environment, especially in HK where we're pretty much all slaves to our mortgages. I worked in ib and actually quit after I was relocated to Shanghai. My colleagues were a lot more understanding because you could actually feel the pace of technological change a lot more acutely than in a place like Hong Kong. But still most of them would never have the guts to do it themselves, they lose too much for a totally uncertain future and probably wouldn't make it anyways.

And yea I also lived like a bum for a few years after that but I never really cared as much for fine food or whatever it is stuffy banker types lived for anyways