As someone has mentioned in the comments in this thread, it is easy to pass laws & schemes sitting in a comfortable office. The implementation which takes resources, efficient distribution, competence and leg work is another story.

Anyways, I do not want to be too critical of anyone. My knowledge is limited to a few families I know and the few cities I have lived in. India is huge and hard to describe in a few sentences.

Finally, to clarify, I am not the guy who would buy an iPhone or go to Dubai. I am a lowly programmer, happy with my $250 Android which I use for 2-3 years.