There is an auto assembly plant about 5 miles away, if it’s not in my head it’s almost certainly something from there. The ground here has a extremely high clay content, and when you get down a bit it’s like one solid mass. It seems ideal for transmitting sound long distances.
Then I second the idea of getting two recordings (baseline and when you hear this) using a suitable mic. If you can afford the hardware, it's got to be way cheaper than questioning your hearing and/or psyche for the rest of your life :)
Same for clamping onto the structure of your house for the vibration/fan one?
Eventually discovered that it was some kind of acoustical beat frequency from the motor noise in the refrigerator reflecting off the back wall. Moved the refrigerator ~1 inch further away from the wall and the sound disappeared (at least from the location I had been able to hear it)
Some years ago I noticed a very strange hum in one corner of my basement. Thanks to funky acoustics, I couldn't identify the source for a while, but IIRC it ended up being a fan in another part of the house. I suspect most of the energy traveled through the house framing, and ended up resonating in the room I was in at the time.