I say Cisco should charge for every packet that goes through their router that is involved in a Financial transaction. If you don't pay, they add you to a blacklist. It's feasible, router has a blacklist, Cisco checks if you make money, if you do, they shake you down, if you don't pay, they add you to the blacklist and router downloads and refuses to route your IP addresses. Sounds ridiculous, but it's doable. After all they are facilitating the transaction.