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Re:What Working At Stripe Has Been Like by wolfgke on Friday October 09, 2020 @03:26AM (#24727671)
> Why are there expensive rewards programs? Because consumers like them! And they insist on paying with a credit card because of them.

That is very US-centric - for example, this all does not hold in Germany (many people are actually still cautious of credit cards there).

> Payment costs won't materially decrease unless someone invents a form of payment that consumers prefer which doesn't have these cost burdens.

In the EU, there is: SEPA direct debit.

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