Show HN: Fion – A new tool to track your spending, without a budget

Re:Show HN: Fion – A new tool to track your spending, withou... by photonios on Tuesday October 06, 2020 @10:51AM (#24698238)

> Fion offers personalized recommendations, exclusive deals, and insights based on your spending patterns and financial information and powered by AI and machine learning. We don’t sell ads and we’ll never sell your data.

From: https://www.fion.co/blog/introducing-fion/

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Re:Show HN: Fion – A new tool to track your spending, withou... by rubidium on Tuesday October 06, 2020 @10:57AM (#24698315)

"powered by AI and machine learning" wahahaha. No thanks. I'll stick with YNAB.

If you're not paying for it, you're the product.

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Re:Show HN: Fion – A new tool to track your spending, withou... by 0xmohit on Tuesday October 06, 2020 @11:07AM (#24698433)

> If you're not paying for it, you're the product.

“You are not the product being sold, you are the livestock being farmed.”

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Re:Show HN: Fion – A new tool to track your spending, withou... by nightski on Tuesday October 06, 2020 @11:10AM (#24698461)

As a fellow YNAB user there would be no reason to switch anyways. YNAB provides far more control over your money/finances than a simple transaction aggregator.

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Re:Show HN: Fion – A new tool to track your spending, withou... by linsomniac on Tuesday October 06, 2020 @05:01PM (#24702289)

Ah hah! This is what I'm here for: Other options that I haven't heard of... Because Mint and Simple ain't cutting it.

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Re:Show HN: Fion – A new tool to track your spending, withou... by bjtitus on Tuesday October 06, 2020 @10:54AM (#24698272)

So:

We don't sell ads, but we do sell "personalized recommendations" and "exclusive deals".

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Re:Show HN: Fion – A new tool to track your spending, withou... by FionMoney on Tuesday October 06, 2020 @11:09AM (#24698448)

We don't sell your data to third parties. We plan to offer recommendations and save people money through our own platform.

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Re:Show HN: Fion – A new tool to track your spending, withou... by bjtitus on Wednesday October 07, 2020 @02:28PM (#24711154)

I think you should just remove "we don't sell ads". You are absolutely selling ads and personalizing them based on user data.

It's just flat out wrong to say you don't sell ads.

Not saying the practice itself is wrong, just that your copy is not factually correct.

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Re:Show HN: Fion – A new tool to track your spending, withou... by FionMoney on Wednesday October 07, 2020 @02:55PM (#24711385)

Our copy is factually correct. There are no ads in our app. We don't sell any ads. We don't use user data to sell ads. If you signed up for Fion, you would see this.

It's not unfathomable to build a business that is aligned with its users' best interests. We have a vision and it starts with a free tool to answer questions about your finances. We have many more features and tools to come.

What you've seen so far is just our first step. There's much more to come.

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