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Re:California Is Built to Burn by rsynnott on Monday October 05, 2020 @09:20PM (#24693898)
Pricing in the externalities of peoples’ houses is a bit of a Pandora’s box, and I can understand why no-one’s too eager to do it. If you’re going purely utilitarian, well, that’s rural housing out the window for a start. Essentially all of it.
Re:California Is Built to Burn by nradov on Monday October 05, 2020 @09:30PM (#24693951)
Plenty of rural housing has minimal fire risk, especially if homes are built from fire resistant materials and homeowners take proper responsibility for clearing defensible space.
Re:California Is Built to Burn by warkdarrior on Tuesday October 06, 2020 @02:53PM (#24701101)
Assume houses/buildings in those areas WILL burn down each year and price insurance accordingly. Then have regulations (and government enforcement) that owners must have insurance.