Hacked up a landing page to outline the idea better if the problem sounds interesting, https://trychitchat.web.app/ . Would love to hear everyone's thoughts!

P.S. https://uselander.xyz/ is a fantastic way to hack up landing page to explain your idea. Super clean format, GUI if you just want to change text, and you can download the source code if you want to go deeper. No association to them, just a big fan.