Consider knowledge as a strict tradeoff against things like interesting vacations and buying a house N years earlier, and it's genuinely tricky. Would you trade buying a house at 30 with less knowledge of liberal arts for buying a house at 40 and knowing a BS worth of liberal arts?

Luckily (unluckily) the decision is easier because to buy a house at 30, you likely need the degree too, so the question is flipped.