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Re:China's social credit system is both unique and part of a... by mcguire on Monday September 28, 2020 @07:42PM (#24622507)
"The Fair Credit Reporting Act (FCRA) dates all the way back to 1970 in its original form, and exists to protect consumer rights when it comes to “accuracy, fairness, and privacy” of credit information. According to the FCRA, as a consumer, you have the right to: Be told if information in your credit report has been used against you. Know what’s in your credit report. Access your credit score. Dispute incorrect or incomplete information. Have incorrect or incomplete information resolved by the credit bureaus. Have outdated, negative information withheld from your report. Limit who can access your file. Give consent to your report being given to employers. Limit pre-screened credit and insurance offers sent to you. Seek damages from violators. Be given additional protections if you’re the victim of identity theft or are on active military duty.

"States may have additional consumer reporting laws that extend beyond what the FCRA provides."

(https://www.lexingtonlaw.com/blog/credit-101/does-the-govern...)

See also https://www.usa.gov/credit-reports

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