> The only place I ca think of in the US with fiber are university dorms

While definitely nowhere near the majority of the US, there are many metro areas with large residential fiber to the home (FTTH) deployments. Suggesting it is only available at university dorms is massively misrepresenting reality.

In pretty much all the areas I've lived for the last decade, FTTH has been extremely common. I'm certain lots of other people have had very different experiences from me. Lots of other people have had experiences vastly different from yours.

https://broadbandnow.com/report/fiber-optic-availability-map...

https://www.att.com/shop/internet/gigapower/coverage-map.htm...

https://www.verizon.com/home/fiosavailability/