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Re:Frugality Is Non-Linear (2019) by watwut on Thursday September 24, 2020 @02:04AM (#24575734)
Daily 3$ latte is most absurd example of saving strategy I seen and it gets repeated all the time. I don't even know people who would buy 3$ lattes daily. Most people get coffee in the office for free.

Also, you cant invest your saved 90$ to investment fund. Those require higher initial capital.

Re:Frugality Is Non-Linear (2019) by dgacmu on Thursday September 24, 2020 @06:59AM (#24577334)
You know none, and I know several (and used to have that habit myself - I walked past the Starbucks every day on the way to work and would drop in and grab a drink), but the truth lies in the data: Starbucks' gross revenue is more than 25 billion dollars a year. Their US revenue would be 12 cups per year spread across all of the 150 million coffee drinkers in the US, but you already know it's not distributed that way - ergo, there is a heavy tail of frequent Starbucks consumers who purchase daily or more.