Oh that gives me hope! Thank you for sharing. I hope this sort of thing quickly becomes a standard around the world. I wonder if the web's Payment Request API has support for this? You'd think so from the name, but I can't find any details. It seems that it's just an API to hand over your bank password to the online store.

Edit: Wait, this requires giving the seller my home address along with my bank details? Maybe I misunderstand. I shouldn't even have to give my name or my bank details (which can obviously be used to personally identify me) - I should be able to generate a unique code (which includes the bank's id) that I give to the seller - like with the disposable cards (except that requires my name too - and they can draw as much money as they want, which is obviously bad).