I don’t think you do get it, no. Staff are not “asking their colleagues to finance their lifestyles”, they are asking their managers to accommodate their needs so they can continue to contribute the best they can to the company. If bosses choose to penalise other staff for that — when they have many other options! - that is on them.

Exactly as how the government would be to blame in the ludicrous tax hypothetical (which falsely compares an accommodation with a benefit).