> but we give the cops every dollar they have so who is really paying when it's your dollar being given to the cop to be given to an insurance provider?

The key point parent made was that the officer had to pay it themselves.

Every officer would (likely) start paying the same premium, but the one with 4 pending brutality charges slowly making their way through the criminal courts will be forced into retirement for lack of insurance (or outrageously priced insurance).

Not much unlike auto insurance.