Re:Show HN: Healthcare Is Dumb
by bhupy on Friday August 28, 2020 @06:03PM
(#24310628)
In the US, you're already covered if you're low income, through Medicaid and ACA subsidies, that's part of where the current taxes go. It's certainly debatable if the existing programs are optimally structured.
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> In the US, you're already covered if you're low income, through Medicaid and ACA subsidies, that's part of where the current taxes go
Talking to low income folks, it's not the same as in other countries. They still have financial stress because of medical concerns.
Medicaid experience differs greatly depending on the state you're in. And how it compares with people who have the means to buy insurance also varies quite a bit.
In general, Medicaid is one of the more generous health insurance plans available in the US. The maximum nominal deductible is $3, and the maximum nominal copay for managed care is $4. For drugs, it’s around the same: $4 for preferred drugs and $8 for non-preferred drugs.
There’s certainly variation in who can qualify, per State; some States are more generous than others. It’s debatable whether it makes sense to even consider the US as a whole, since it’s really a heterogenous collection of 50 self-governing sub-cultures. The Canadian healthcare system for eg is also provincial, with the Federal government providing minority financial support. It’s actually more Province-driven than Medicaid is State-driven, today.
Re:Show HN: Healthcare Is Dumb
by CraigJPerry on Friday August 28, 2020 @06:26PM
(#24310945)
Do you get the same level of cover when you’re low income?