Re:Show HN: Healthcare Is Dumb
by nickjj on Friday August 28, 2020 @05:19PM
(#24310086)
> When your employer is shouldering $20k in health insurance premiums without really telling you, it's easy to feel like the costs aren't a problem.
Yes and this makes it really suck if you happen to be a sole proprietor or self employed.
It's over $500 a month here to get insurance for a single adult for the absolute most basic insurance possible with the worst possible service you can expect.
I don't understand how society puts up with this. It's not that just the service is horrible and massively over priced but it's a torturous experience just to interact with anything related to medical insurance. Like having to wait 30 minutes on hold or spending weeks trying to resolve things, or spending a month trying to find a doctor who even takes your insurance, etc..
Suddenly instead of getting the best treatment plan for your issue, it becomes a game of trying to extort you for doing the minimum amount of work while making sure you pay as much as possible out of pocket while already paying for insurance.
And then on top of that, it's like btw, $500 / month please or you run the risk of being bankrupt if you step foot inside of a hospital for anything that's non-trivial.
Yes and this makes it really suck if you happen to be a sole proprietor or self employed.
It's over $500 a month here to get insurance for a single adult for the absolute most basic insurance possible with the worst possible service you can expect.
I don't understand how society puts up with this. It's not that just the service is horrible and massively over priced but it's a torturous experience just to interact with anything related to medical insurance. Like having to wait 30 minutes on hold or spending weeks trying to resolve things, or spending a month trying to find a doctor who even takes your insurance, etc..
Suddenly instead of getting the best treatment plan for your issue, it becomes a game of trying to extort you for doing the minimum amount of work while making sure you pay as much as possible out of pocket while already paying for insurance.
And then on top of that, it's like btw, $500 / month please or you run the risk of being bankrupt if you step foot inside of a hospital for anything that's non-trivial.