I mean, even if your young its ridiculous. I'm mid thirties now with a wife and kid, healthcare costs are double my mortgage. For the highest deductible I can get. None of us have any illnesses or do anything other than see the physician on the usual prescribed basis. It's insane.
Re:Show HN: Healthcare Is Dumb
by lotsofpulp on Friday August 28, 2020 @04:52PM
(#24309793)
It’s because you’re not paying for your healthcare when you’re young.
Health insurance is just a tax, with the premiums going towards paying for healthcare for the sick and elderly (in the US, people 55+).
ACA specifically capped health insurance premiums for the elderly as a multiple of a 21 year old’s premiums.
Otherwise health insurance premiums for 20 year olds would be $30 a month and $3000 a month for 60 year olds.
You've got much cheaper housing or much more expensive insurance than the average person.
His numbers seem correct if you assume national-average housing costs, not Bay Area figures. Which is fair because the insurance cost does not vary much between locales.
But if you have a partner, kids, and are a bit older then suddenly it can be quite expensive.