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Re:Lightroom app update wipes users' photos and presets, Ado... by Someone on Friday August 21, 2020 @08:51AM (#24234442)
Because that’s what it’s called in English. https://en.wikipedia.org/wiki/Factoring_(finance):

“Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount“

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