Blank (https://blank.app) It’s a bank for freelancers and all self-employed workers. It’s launching in a few weeks ;)

Hmm, I could be in the market for a new bank a bit later, but what isn't clear on your website is whether the app is mandatory, or the functionality is available trough the web browser? (PWA or WASM binary would be OK, I guess?).

I'm using N26 right now, but I have since stoped using closed-source software altogether on my phone, and will likely switch full-time to a pinephone. One of the things that irks me is that multiple services require 2FA trough their proprietary app or SMS rather than TOTP or FIDO/Webauthn/other security-token based tech. Not sure if that's for legal reasons? In any case, that's my number one usability issue with other banks.

contact me ;) hackernews at blank dot app

Any chance you can just put the answer here? I am not in the market for a bank right now but would like to know anyway. I think it would be valuable for a lot of readers if you just addressed his concerns publicly.