Re:Rideshare operations are being suspended in California
by HumblyTossed on Thursday August 20, 2020 @12:58PM
(#24225463)
Hasn't helped that people still view getting a job "with benefits" as some kind of badge of honor. This leads to a not small amount of people feeling that if you don't have a job "with benefits" you don't deserve any.
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Re:Rideshare operations are being suspended in California
by kevin_thibedeau on Thursday August 20, 2020 @01:02PM
(#24225532)
It's not much of an honor when insurance companies will still screw over those with the benefits. Employer subsidized care distorts the market and hurts everybody.
Re:Rideshare operations are being suspended in California
by BTCOG on Thursday August 20, 2020 @01:32PM
(#24225947)
I love paying $1,300 a month for my health benefits I use a few times a year. What a great badge of honor. Oh, but wait, there's more! I can also pay hundreds of dollars out of my pocket at each visit to a clinic or dentist!
Re:Rideshare operations are being suspended in California
by lotsofpulp on Thursday August 20, 2020 @01:52PM
(#24226212)
You pay extra when you're younger to pay for older people's healthcare. The ACA restricted health insurance premiums for older, costlier people as a multiple of the ideal 21 to 24 year old healthy person. NJ has a good pdf showing how premiums are calculated.
https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...
If you see at the bottom, a 60 year old's age rating factor is 2.714 times a 21 year old's. Which means their premium can't exceed 2.714 times a 21 year old. Obviously a 60 year old uses far more healthcare than 2.7 times the healthcare a 21 year old uses, so effectively it's a tax on the 21 year old to pay for the 60 year old's healthcare.