Possibly but there’s still a long way down to go. I can’t fathom negative rates but I wouldn’t be shocked to see rates get below 2% and maybe stay like that a long time.

When the economy was roaring a couple years ago the Fed was starting to bump rates up it shook the markets bad. Started ratcheting down since.

If they can somehow get inflation higher then I could see rates moving up a bit. But it just hasn’t happened. So much of the rest of the world has lower rates (much lower) as well.