Hi Matt, any chance we could talk? I run a business which helps developing country communities set up and manage green community “banks”. This is in communities which are conventionally unbankable but can manage simple community funds. We build ecosystem restoration requirements into loan terms and it’s looking like a successful approach to environmental management. We need to provide seed capital to community banks in order to get them going, and had been thinking about using the mechanism you are developing. Maybe we could partner? Here’s a case study showing how it works. http://greenfi.org/?page_id=627