The student debt problem has little to do with the people who go to elite universities. Let me give a slightly biased plug to my nephew's documentary on the problem, Fail State (https://failstatemovie.com/), produced by Dan Rather. He started out making a movie about student debt in general, and found that the problem was so much worse for poorer people attending for-profit colleges that he had to change his focus. See also his latest project, https://www.defendstudents.org/stories