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Re:Where the missing middle of housing isn't missing by dionidium on Wednesday August 12, 2020 @04:34PM (#24136610)
This subthread has focused on buying a unit in a multi-family building, but historically owner-occupied multi-families are very common. I'm in the process of buying one to occupy myself. Owners enjoy many of the benefits of ownership, the rental income is a path to wealth (and an opportunity to qualify for a mortgage you may not otherwise have been able to afford), and the city benefits from increased housing supply and landlords who are present and attentive.
Re:Where the missing middle of housing isn't missing by luckylion on Thursday August 13, 2020 @03:19AM (#24140779)
That requires a bit more wealth to start with though, right? With 20-30% equity, the number of people who'd be able to afford a multi-family building (at least where I live) is tiny, and has a large overlap with those who can afford multiple multi-family buildings, I believe.

What's somewhat more common in Germany (at least in the rural areas) is having a single small apartment inside a single family home that was usually rented to workers.

Re:Where the missing middle of housing isn't missing by dionidium on Friday August 14, 2020 @07:23PM (#24164440)
Yes, that's true, although most lenders only require 15% down for owner-occupied two-families.