Re:Uber CEO says its service will probably shut down tempora...
by philjohn on Wednesday August 12, 2020 @04:25PM
(#24136482)
Does that not ignore the massive disparity in population between states. In California the risk pool would be wide enough that it wouldn't be a problem, in states with < 1 million residents that suddenly becomes very difficult indeed.
Re:Uber CEO says its service will probably shut down tempora...
by maerF0x0 on Wednesday August 12, 2020 @05:50PM
(#24137424)
Decent question, I'm not qualified to answer. Few, (none?) companies have 1M employees, how do they/insurance do it?
Re:Uber CEO says its service will probably shut down tempora...
by philjohn on Wednesday August 19, 2020 @05:24AM
(#24208621)
Looking at rates that employers (and then employees pay, especially in copays) the answer would appear to be "expensively".
Look at the NHS in the UK, on average it costs £3k per person per year, outcomes are broadly similar (if not better, especially in areas like post-partum mortality) and as a % of GDP is half as expensive as US healthcare.
Let me anecdotally tell you that a large healthcare program has not been good in my experience. Single Payer maybe good though so long as there is choice and competition.
Another consideration is that the US has been setup to allow a sort of localism where states can design their own solutions. It might be best for each system to be setup as a state level item.