My co-founder and I started Imagine Financial to solve exactly this problem. We are coming out of stealth and addressing the problem of interchange head-on. We believe interchange is an unnecessary excessive tax, and we are offering an alternative to all US merchants.

This is an incredibly hard problem, we are learning and don't have all the answers, but it's about time someone tried to disrupt it. Businesses and consumers are suffering, and they should not be charged in this way. Our network is rolling out over the next few weeks and would love to gather feedback from those who want to get involved in changing this industry!

http://www.gotimagine.com/merchants

Feel free to reach out to [email protected] to get involved.