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A comment on Ask HN: I have $450K cash, what should I do to maximize my return?. Parent comment

Re:Ask HN: I have $450K cash, what should I do to maximize m... by icedchai on Saturday August 01, 2020 @08:54PM (#24025346)
4% is what FIRE folks consider "safe" over long periods of time. It is based on the well-known Trinity study: https://en.wikipedia.org/wiki/Trinity_study
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Re:Ask HN: I have $450K cash, what should I do to maximize m... by Justin_K on Saturday August 01, 2020 @10:47PM (#24025905)
...but it's still worse than market averages.
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Re:Ask HN: I have $450K cash, what should I do to maximize m... by voisin on Sunday August 02, 2020 @11:32AM (#24029299)
I think it is 4% nominal, which leaves some excess returns to keep pace with inflation.
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Re:Ask HN: I have $450K cash, what should I do to maximize m... by doingmyting on Saturday August 01, 2020 @11:03PM (#24025989)
Yes, that's why it's considered the worst case and a safe bet to withdraw
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