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Re:Ask HN: I have $450K cash, what should I do to maximize m... by marcusverus on Saturday August 01, 2020 @07:11PM (#24024724)
To be clear, the 4% rule assumes a 30 year retirement (i.e. retiring at ~50-60). For early retirement you should target a 3.5% annual withdrawal rate.

https://www.madfientist.com/safe-withdrawal-rate/

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