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A comment on Ask HN: I have $450K cash, what should I do to maximize my return?. Parent comment

Re:Ask HN: I have $450K cash, what should I do to maximize m... by marvin on Saturday August 01, 2020 @02:45PM (#24022877)
Well, inflation is also absurdly low. The direct return on equity, globally, is around 5% for a pure stock portfolio.

What is your basis for believing that the safe withdrawal rate will be less than half this, at less than 1.5%? That sounds excessively pessimistic to me.

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Re:Ask HN: I have $450K cash, what should I do to maximize m... by anonymousiam on Saturday August 01, 2020 @04:06PM (#24023476)
Some of my money is in high-dividend ETFs. They have been returning between 5-10% over the past several years.
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