Show HN: UPUP Simple Credit Card Verification to Reduce Fraud

Re:Show HN: UPUP Simple Credit Card Verification to Reduce F... by burgalon on Thursday July 30, 2020 @03:40PM (#24002108)

Why is this needed if you implement SCA 3D secure?

[ Parent | on HN ]

Re:Show HN: UPUP Simple Credit Card Verification to Reduce F... by Adams472 on Thursday July 30, 2020 @03:58PM (#24002256)

Thanks for your comment/question. 3D secure is helpful and would be redundant. We found that 3D secure support is a bit nebulous across platforms and also dependent upon the implementation. (Javascript vs API vs your ecommerce platform.)

UpUp also lets ecommerce teams verify customers without requiring their engineering teams to immediately implement 3D secure.

We do expect we'll end up using 3D secure as part of our flow in the future.

[ Parent | on HN ]

Re:Show HN: UPUP Simple Credit Card Verification to Reduce F... by jaywalk on Thursday July 30, 2020 @03:55PM (#24002240)

It's not, and SCA 3D Secure is a better solution.

[ Parent | on HN ]

Re:Show HN: UPUP Simple Credit Card Verification to Reduce F... by kennydude on Friday July 31, 2020 @08:58AM (#24008155)

Especially when the card providers move the risk, and therefore part of the cost of the transaction onto the bank. It's up to the bank to make 3D Secure, secure by authenticating the user in it's own way.

[ Parent | on HN ]