https://qz.com/1683460/what-happens-to-your-itunes-account-w... -fraudulent gift card

https://support.apple.com/en-us/HT208856 -a problem with the payment method

https://discussions.apple.com/thread/250384392 -credit card fraud

I asked for you to cite sources on Apple banning people for repeatedly claiming a refund. Not for using a stolen credit or gift card.

The theme is fraud which is what large amounts of refunds are treated as.

Cite me that it's not fraud if that's not good enough for you, I'm not really interested in proving fraud is not just allowed to run rampant in a payment system in the very thread about how doing this exact thing would be abusive and need to be stopped somehow.

You don't know that large amounts of refunds are treated as fraud, its just wishful thinking, as i thought.

In the EU i have a right to a refund, there is no part of that right that forbids me from repeating that purchase. Since we have established that Apple don't suffer financially from obeying these rules to the letter, i see no incentive for them to treat this kind of thing like fraud.

They might, but you have not established this, and i don't think its a fair assumption to make.

You have the right to refund not the right to sale, which is what banning fraudulent transactions is.

Okay, I'm now convinced you don't know what fraud is.