The "just take a gap year" crew are living on a different planet than me. No, a different universe. How do you afford to eat and have a roof over your head while you're learning python from Wikipedia full time?
Let's be clear here: student loans are not income. If you're going into debt to pay for college, that's even more reason that you should wait to go to college.
If your reason for staying in school this year is that you need funds to survive, you'd be much better off trying to find a job. Jobs pay in actual money, not debt. If you're college age and able-bodied, the delivery companies are all understaffed to the point that if you can fill out an application you're probably hired. It's not glamorous but it's better than many situations right now. When my business was floundering last year, I used my truck to haul recycling for local businesses. Sometimes the best option is not very good.
Obviously you know your situation better than I do, and it may be that there are some other reasons why going to school is a better option. But nothing you have said so far indicates that to me.
However, if you go too long, prerequisites start to change, credits start to expire, etc., so even if you're readmitted that can be problematic.
And there's the caveat that Covid may have all sorts of effects in the coming years.
(OK maybe I'm wrong)
My local food bank certainly requests volunteers, and they're recommending that seniors or those with health conditions cancel their shifts...further reducing their volunteer pool.
We have to be cognizant of the fact that, by all indications, October will be a very stressful time for a lot of people.
Many of my prospects disappeared as COVID hit - and it made me feel some self worth trying to help others. I learned a ton too.
When the volunteer work is truly doing something for the community, I find it more valuable than paid work (even barely scraping by) - just knowing that I did SOMETHING to attempt to help others.
Just my 2 cents.
There are also tons of productive uses of time that can be done during the pandemic. Now is a great time to volunteer.