The average IFR over all ages is 0.7%[4] from a recent meta-analysis. If we're considering prospective smokers, then I guess we should exclude young children, so let's (again, somewhat arbitrarily) bump that up to 1%. That would mean a coronavirus infection in a random individual (age weighted according to population of prospective smokers) costs 0.1 years of life expectancy.
But smokers have life expectancy about ten years[5] shorter than non-smokers! So there's lots you could find to argue about in my rough calculation above, and I agree that patients who don't die immediately still lose some yet-unknown number of quality-adjusted years of life; but unless you think you can find two orders of magnitude, smoking is unquestionably more dangerous. That doesn't mean the coronavirus is harmless, just that smoking is really bad.
1. https://www.cdc.gov/mmwr/volumes/69/wr/mm6928e1.htm
2. https://www.ssa.gov/oact/STATS/table4c6.html
3. https://www.ucsf.edu/news/2010/08/98172/social-support-key-n...
4. https://www.medrxiv.org/content/10.1101/2020.05.03.20089854v...
5. https://www.cdc.gov/tobacco/data_statistics/fact_sheets/heal...
https://www.nature.com/articles/s41591-020-0968-3
To quote this paper's author: "This virus is unusual and it's hard not to take a step back and not be impressed by how many manifestations it has on the human body"
and to quote the paper itself: "In a study of nearly 5,500 patients admitted with COVID-19 in a New York City hospital system, (acute kidney injury) occurred in 37%, with 14% of the patients requiring dialysis. "
and that is only one of dozens of conditions in their findings.