Why do you think the snowball method is irrational? Like any method it has its flaws, but studies from Northwestern and Harvard indicate positive results [1] which moves the argument closer to evidence than pure assertion.

[1] https://en.wikipedia.org/wiki/Debt-snowball_method

I think part of the goal too is to remove the stigma associated with those programs. I know some people look down on those who use food stamps, or suspect that people use food stamps to buy lobster and filet mignon, or barter their food stamp purchases for things that you can't buy with food stamps.

With UBI, everybody's using cash.

"...or suspect that people use food stamps to buy lobster and filet mignon, or barter their food stamp purchases for things that you can't buy with food stamps."

Rare, but it happens. The people who think this is more than a rare occurrence are not well educated on the needs of the poor.

Having grown up with and around welfare recipients, back when it was not an EBT card but paper bills, it was exceptionally common to see it traded at a loss for real money.

> The people that need it the most cannot make rational decisions.

I think it's pretty hard to argue against cash... if anything you do have to be a bit more economically knowledgable to disagree with the idea. But then at the extreme end you have economists at the top of their fields in favor with the approach.

> food stamps

Which countries use those, apart from the US obviously?