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A comment on Launch HN: Yotta Savings (YC S20) – Behavioral psychology to help people save.

Re:Launch HN: Yotta Savings (YC S20) – Behavioral psychology... by too_pricey on Friday July 10, 2020 @12:08AM (#23788047)
How are ya'll planning to adjust to changes in interest rates? Will prizes become lower, rarer, will the base/worst case interest rate change first, etc?

For this to have the societal impact ya'll seem to want, it's going to need high usage from people who probably have little experience with the changes in the Fed rate and its impact on savings accounts. You obviously need to adjust to this yourself, but I can see changes in lottery odds (or changes in prize value) as being aggravating to users.

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Re:Launch HN: Yotta Savings (YC S20) – Behavioral psychology... by adammoelis on Friday July 10, 2020 @12:20AM (#23788111)
We want the bulk of our all-in value to come from prizes, since that's really our differentiator. Should rates go down, we would likely lower the base rate first. Should rates go up, prizes would be the first to go up.
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