That's not the problem. To get a sense of it, let me punt to people who know more than me.

- https://www.propublica.org/article/machine-bias-risk-assessm...

- https://themarkup.org/locked-out/2020/05/28/access-denied-fa...

- https://ainowinstitute.org/AI_Now_2019_Report.pdf

I can recommend more if you get through those.