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A comment on Forget Google, time to end the Visa-MasterCard duopoly. Parent comment

Re:Forget Google, time to end the Visa-MasterCard duopoly by gruez on Monday June 29, 2020 @11:46PM (#23686335)
Not extending credit to people who are likely to default: makes sense

Denying a 2% discount to people who are likely to default: ???

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Re:Forget Google, time to end the Visa-MasterCard duopoly by mandelbrotwurst on Tuesday June 30, 2020 @01:47AM (#23686976)
Could argue that it "makes sense" in exactly the same way - when you offer the discount, you increase overall spend / demand, i.e. you increase the size of the loan, which is something that as the lender you would prefer to do toward people with better credit.
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