And yet the majority of these only result in a minor annoyance. Bitcoin mining doesn't impact the consumer from a financial point of view. DoS/proxy bots affects someone else but not the consumer. Stealing data is possible but most malware out there limits itself to either card numbers (for which the bank will compensate you) or social media accounts for spam purposes (which again don't impact you financially), there is rarely someone at the other end manually looking through your data to see how they can leverage it for more impact (because this requires manual work and doesn't scale). Ransomware could but with the prevalence of cloud storage today its impact is heavily mitigated.
While there are odd cases where a targeted attack results in devastating outcomes, in the majority of cases malware just sticks to simple, automated (and thus easy to scale) attacks like harvesting card numbers or accounts, for which the bank will compensate you. In most cases getting malware (aka a burglar in your PC) doesn't have the same financial impact as a burglar in your house (when you typically get thousands worth of goods stolen that aren't likely to get replaced) so there is no opportunity for learning or being worried.
You surely must be joking.
Why do you think there is such a large market for anti-virus and malware applications. Or why do you think Apple and Microsoft invest so much time and effort in security their platforms.
Because it directly impacts consumers. Scammers run apps on user's devices which mine Bitcoin. They steal data. They hold people to ransom. It just goes on and on.