I didn't say it was a EULA, I was comparing it to the EULAs that users are accustomed to agreeing with. I don't know Robinhood's specific process, but do they make it clear that what the user is agreeing to is something distinctly different than a EULA? Do they accurately communicate what is being agreed to or do they just assume the user read and understood the paperwork?

>I already stated elsewhere that there should be more verification and testing of credentials and knowledge but at some point, the adult making the decision still has the final responsibility.

And in the absence of this verification and confirmation of credentials, Robinhood should be expected to communicate these details in a way that even someone without those credentials can easily understand.