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Re:Ask HN: 2FA Contingency During Phone Service Outage by bradknowles on Monday June 15, 2020 @09:57PM (#23535204)
Ideally, use a hardware token instead. They implement many different algorithms, so you should be able to find one that does what you need with your bank. See https://www.zdnet.com/article/best-security-keys/ for one good list.

Alternatively, there are TOTP apps you can get for your mobile device. See https://www.nytimes.com/wirecutter/reviews/best-two-factor-a...

Re:Ask HN: 2FA Contingency During Phone Service Outage by gamell on Monday June 15, 2020 @10:32PM (#23535411)
this, also in general SMS authentication is known to be insecure anyways.