There is no EU-wide health system of any kind. The EU is much less integrated as the US, it's really not close to being the "United States of Europe", even though many are pushing towards that direction.
> And they figured this out by putting different authority on different levels.
As have the US, apparently. Each state does what its inhabitants want to do and pay for. The argument is that because European countries have federal systems, so should the US. If you now compare the US to the EU, then there is no federal level health care system in the EU, only at what would be the state level when compared in that way.
As in "there are public health care system in the EU", but that's not because of "the EU" but because of the nations making up the EU using similar approaches in that regard. It's not that we all had some random thing going and then the EU decided in 2004 that we should all do a public system when Eastern European countries joined.
Please don't change history here. There is no EU-level health care system, the EU has not created public health care systems in member states and European countries do have varying approaches to health care, with more and less concentration on state-run programs.
And yes, there is quite some freedom, as British didn't want to replace the NHS, while Germany wants to keep their complex system, with private and public insurances and the assistance for state servants and all that ...
Then compare USA and EU. I would argue EU is even more diverse (former east block countries, and western etc. or areas like Guayana in Overseas France on South America)
And they figured this out by putting different authority on different levels.