I don't think it's as simple as "indie artists" and "artists with investors". There's room for innovation while making profit, and there's room to make catchy songs when you're an indie artist. In software, there seems to be a large divide between hobbyist code and industrial software. How many folks really write software for themselves and friends? I'd love to see a world where people grow up tinkering with software, so they can have an informed stake as a user instead of being a blind consumer.
Prioritizing commercial gain over intellectual and creative stimulation and enrichment is, on that note, one of the biggest issues I have with the modern music industry. My views don't change much if you replace "music" with "film" or "television" or "journalism" or, to the point, "hardware" or "software".
All the time, when those artists have outside investors who are investing to make a profit off of their work. It's a recurring theme in pretty much every music documentary I've watched. Accessibility is frequently at odds with artistic development. At some point, people just want you to crank out the same boring (widgets/songs/art/software) that you've done a million times, and do it cheaply.
Indie rock artists who are just playing in bars to their friends don't have that economic pressure, and you're always welcome to build your own software for your friends along with maybe a few hardcore enthusiasts.