That's where I'm at (small improvements, minding Chesterton's fence) and I hope someday someone will stop listening to big French-capitalism-style conglomerates that are always trying to bring new laws, new contract types, to reform it all to make it more American, or German, or Danish... and start listening a bit more to SMEs. Of all kinds.

And I also think part of the problem is overzealous government orgs, who I'm sure take their job very seriously, but are not encouraged to think mistakes are made with no intent to cheat, by default.

I liked the idea of a 'by default we think you made a mistake, our laws and procedures are too complex, let's settle this without penalty, with a generous paiement plan... let's wait a bit before we punish you'... I don't know...