Last time I used the OS disabling updates just didn't work reliably, at least not with a clear and simple setting(let's be honest, this helping link you posted should not need to exist). Deferring updates will only work for some time, until Windows 10 will just update it without warning the next time you wake it up from suspend, resetting your session with multiple reboots. This behaviour alone is inexcusable, no matter how the settings look.

Automatic updates are unacceptable for me, and that's not because I don't do updates(quite the opposite), it's just that I expect the behaviour to be predictable without nasty surprises, and with Windows 10 that became a gamble. I never knew if an update could suddenly run without my permission and wreck the OS(which happened multiple times to me, leading to some stressful weekends).

Maybe not everyone shares that opinion, but I rarely get annoyed by something more than software that tries to be smarter than the user, and automatic updates are just one part of that.